🗽 New York

Mortgage Calculator for New York Home Buyers

Estimate New York mortgage payments including property tax and insurance.

1.68%

Avg Property Tax

$550K

Median Home Price

6.50%

Avg Interest Rate

$3K

Avg Insurance/Year

Calculate Your Mortgage

Loan Amount ($)

Interest Rate (%)

Loan Term

Property Tax (% per year) - Optional

Home Insurance ($ per year) - Optional

Your Monthly Payment

Principal + Interest + Tax + Insurance

Principal & Interest

Property Tax

Home Insurance

Total Payments

Payment Breakdown

Loan Amount $0

Interest Rate 0%

Loan Term 0 Years

Monthly Payment $0

Total Interest Paid $0

Total Amount Paid $0

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Calculate Your Mortgage

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About New York Mortgages

New York home prices vary widely; NYC has very high prices while upstate is more affordable. Property taxes also vary by county.

New York Mortgage FAQs

What is the median home price in New York?

The median home price in New York is $550000.

What is the average property tax rate in New York?

The average property tax rate in New York is 1.68% per year.

How much do homeowners typically pay for insurance in New York?

Homeowners insurance in New York averages $2500 per year.

What is the current mortgage interest rate in New York?

The current mortgage interest rate in New York is approximately 6.50%.

Are property taxes in New York higher or lower than the national average?

Property taxes in New York are higher than the national average.

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