Please read these terms carefully before using our website and services.
Last Updated: October 4, 2025
These Terms & Conditions govern your use of USAMortgageTools.com. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website.
By using USAMortgageTools.com, you agree to these Terms & Conditions in full. This agreement is effective as of the date you first access our website and continues for as long as you use our services.
Your continued use of this website constitutes your ongoing acceptance of these terms, including any modifications or updates we may make from time to time.
If you are using our website on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these terms.
Our mortgage calculator and related tools are provided for educational and informational purposes only. These tools are designed to help you estimate potential mortgage payments and understand general mortgage concepts.
Important Disclaimer:
We are not responsible for any financial decisions you make based on the results provided by our calculator. Actual mortgage terms, rates, and payments may vary significantly based on numerous factors including credit score, down payment, lender policies, and market conditions.
Critical Notice:
We do not provide financial, legal, tax, or investment advice. The information and tools available on USAMortgageTools.com should not be considered as professional advice or recommendations.
USAMortgageTools.com is not a financial institution, mortgage lender, broker, or licensed financial advisor. We are an independent educational platform that provides calculation tools.
To the fullest extent permitted by applicable law, USAMortgageTools.com and its owners, operators, employees, and affiliates shall not be liable for any damages arising from your use of our website or tools.
Direct or indirect financial losses
Loss of profits or business opportunities
Errors in calculations or estimates
Decisions based on our information
Website downtime or technical issues
Data loss or security breaches
Use at Your Own Risk: You acknowledge that your use of USAMortgageTools.com is entirely at your own risk. We provide our services "as is" without any warranties, express or implied.
Our website may contain links to third-party websites, services, or resources that are not owned or controlled by USAMortgageTools.com.
Your Responsibility: You acknowledge and agree that you access third-party websites at your own risk and should review their terms and privacy policies before interacting with them.
We reserve the right to modify, update, or change these Terms & Conditions at any time without prior notice. Changes will be effective immediately upon posting on this page.
By continuing to access or use our website after any revisions become effective, you agree to be bound by the updated terms. If you do not agree to the new terms, please discontinue using our website.
We recommend reviewing this page periodically to stay informed of any changes. The "Last Updated" date at the top of this page indicates when the terms were last modified.
These terms shall be governed by and construed in accordance with the laws of the United States.
All content on this website is owned by USAMortgageTools.com and protected by copyright laws.
If any provision is found unenforceable, the remaining provisions will continue in full effect.
These terms constitute the entire agreement between you and USAMortgageTools.com.
If you have any questions or concerns about these Terms & Conditions, please don't hesitate to contact us.